Fire & Smoke Damage

Damage caused by fire, heat, smoke, soot, and firefighting efforts affecting structures and contents.

Water Damage

Losses from leaks, burst pipes, or water intrusion causing damage to building materials and personal property.

Natural Disaster Damage

Damage resulting from events such as hurricanes, tornadoes, hail, earthquakes, or other wide scale weather events covered under applicable policies.

Windstorm Damage

Structural and property damage caused by high winds, including roof, siding, and exterior impacts.

Flood Damage

Damage from rising or overflowing water that inundates structures, typically requiring separate flood coverage.

Freeze/Ice Damage

Damage caused by freezing temperatures, including burst pipes, ice dams, and structural stress.

Collapse/Explosion

Sudden structural failure or damage caused by explosions or covered collapse-related events.

Vehicle Impact Damage

Property damage resulting from vehicles striking buildings, fences, or other insured structures.

Theft & Vandalism

Loss or damage caused by theft, burglary, or intentional destruction of property.

Mold Damage

Damage and remediation needs resulting from mold growth due to moisture or water-related issues.

Business Interruption

Financial losses from suspended operations due to covered property damage impacting business income.

And Much More!

We can also assist with specialized coverages, manuscript policies, and more.